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5 days ago
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The Wealthiest Suburb in Each of America's 50 Largest Metro Areas
You might have some familiarity with the nation's 50 wealthiest suburbs, as ranked by GOBankingRates in July 2025. But what about the wealthiest suburbs in the 50 largest U.S. metros — such as Miami, Los Angeles and New York? Discover More: View Next: For this study, GOBankingRates used the U.S. Census 2023 American Community Survey to find the 50 largest metropolitan areas by population and identify the cities with the highest average household incomes within each Metropolitan Statistical Area (as defined by the Census). Qualifying suburbs must have a minimum of 5,000 households and not be principal cities. Each suburb's 2022 and 2023 household mean incomes were sourced and the CPI inflation calculator was used to find the 2022 household mean income's value in 2023. The Zillow Home Value Index was referenced to source each suburb's average single-family home value in 2025. The one-year change in dollar amount and percent was calculated for the inflation-adjusted household mean income and the single-family home value. The rankings for each suburb are based on population, with the most populated MSA first. Key Findings Scarsdale, which ranked as the wealthiest suburb in the nation, is obviously therefore the wealthiest suburb in New York City. Over the course of one year, the household mean income in Scarsdale increased by 2.45% while home values went up by 4.60%. The wealthiest suburbs in the five biggest cities are Scarsdale (New York City), Palos Verdes Estates (Los Angeles), Hinsdale (Chicago), University Park (Dallas) and West University Place (Houston). The wealthiest suburbs in the Midwest have average incomes of $161,000 on the low end (Mason, Ohio) and as high as $376,000 (Hinsdale). Four Florida suburbs ranked in the top 50 with average incomes above $180,000: Pinecrest (#9), Keystone (#18), Lake Butler (#22) and Nocatee (#39). Here are the wealthiest suburbs in the 50 largest metropolitan areas in the United States, ranked by population. Find Out: Learn More: 1. Scarsdale, New York Suburb of: New York City (19.8 million) Household mean income 2023: $601,193 Household mean income 1-year growth change (%): 2.45% Average home value June 2025: $1,607,856 One-year home value change (%): 4.60% That's Interesting: 2. Palos Verdes Estates, California Suburb of: Los Angeles (13 million) Household mean income 2023: $367,178 Household mean income 1-year growth change (%): 3.96% Average home value June 2025: $2,777,130 One-year home value change (%): -0.16% 3. Hinsdale, Illinois Suburb of: Chicago (9.4 million) Household mean income 2023: $376,366 Household mean income 1-year growth change (%): -4.09% Average home value June 2025: $1,259,123 One-year home value change (%): 8.09% 4. University Park, Texas Suburb of: Dallas (7.8 million) Household mean income 2023: $389,868 Household mean income 1-year growth change (%): -0.85% Average home value June 2025: $2,432,712 One-year home value change (%): 4.14% 5. West University Place, Texas Suburb of: Houston (7.3 million) Household mean income 2023: $409,677 Household mean income 1-year growth change (%): -1.64% Average home value June 2025: $1,102,617 One-year home value change (%): 4.27% 6. McLean, Virginia Suburb of: Washington, D.C. (6.3 million) Household mean income 2023: $364,591 Household mean income 1-year growth change (%): -2.91% Average home value June 2025: $1,726,735 One-year home value change (%): 5.36% Explore More: 7. Ardmore, Pennsylvania Suburb of: Philadelphia (6.2 million) Household mean income 2023: $161,029 Household mean income 1-year growth change (%): -5.80% Average home value June 2025: $527,016 One-year home value change (%): 2.02% 8. Milton, Georgia Suburb of: Atlanta (6.2 million) Household mean income 2023: $225,532 Household mean income 1-year growth change (%): 2.08% Average home value June 2025: $976,830 One-year home value change (%): 0.57% 9. Pinecrest, Florida Suburb of: Miami (6.1 million) Household mean income 2023: $312,591 Household mean income 1-year growth change (%): -0.44% Average home value June 2025: $2,386,253 One-year home value change (%): -1.32% 10. Scottsdale, Arizona Suburb of: Phoenix (4.9 million) Household mean income 2023: $168,679 Household mean income 1-year growth change (%): 2.30% Average home value June 2025: $946,327 One-year home value change (%): -0.32% 11. Wellesley, Massachusetts Suburb of: Boston (4.9 million) Household mean income 2023: $368,179 Household mean income 1-year growth change (%): -2.94% Average home value June 2025: $2,098,597 One-year home value change (%): 2.72% Trending Now: 12. Alamo, California Suburb of: Oakland (4.7 million) Household mean income 2023: $403,334 Household mean income 1-year growth change (%): 1.32% Average home value June 2025: $2,508,177 One-year home value change (%): -3.27% 13. Eastvale, California Suburb of: Riverside, California (4.6 million) Household mean income 2023: $177,404 Household mean income 1-year growth change (%): 1.93% Average home value June 2025: $965,438 One-year home value change (%): 1.03% 14. Birmingham, Michigan Suburb of: Detroit (4.4 million) Household mean income 2023: $240,711 Household mean income 1-year growth change (%): -0.52% Average home value June 2025: $822,581 One-year home value change (%): 4.06% 15. Mercer Island, Washington Suburb of: Seattle (4 million) Household mean income 2023: $303,425 Household mean income 1-year growth change (%): 1.22% Average home value June 2025: $2,494,508 One-year home value change (%): 2.49% 16. Edina, Minnesota Suburb of: Minneapolis (3.7 million) Household mean income 2023: $205,682 Household mean income 1-year growth change (%): 2.30% Average home value June 2025: $785,567 One-year home value change (%): 2.48% Be Aware: 17. Solana Beach, California Suburb of: San Diego (3.3 million) Household mean income 2023: $216,465 Household mean income 1-year growth change (%): 2.99% Average home value June 2025: $2,561,444 One-year home value change (%): -0.31% 18. Keystone, Florida Suburb of: Tampa (3.2 million) Household mean income 2023: $199,755 Household mean income 1-year growth change (%): 1.19% Average home value June 2025: $277,636 One-year home value change (%): -0.35% 19. Greenwood Village, Colorado Suburb of: Denver (3 million) Household mean income 2023: $258,780 Household mean income 1-year growth change (%): -0.20% Average home value June 2025: $1,639,158 One-year home value change (%): 2.75% 20. Annapolis Neck, Maryland Suburb of: Baltimore (2.8 million) Household mean income 2023: $240,059 Household mean income 1-year growth change (%): 7.72% Average home value June 2025: $665,302 One-year home value change (%): 3.22% 21. Clayton, Missouri Suburb of: St. Louis (2.8 million) Household mean income 2023: $216,884 Household mean income 1-year growth change (%): 1.51% Average home value June 2025: $1,124,202 One-year home value change (%): 2.26% View More: 22. Lake Butler, Florida Suburb of: Orlando (2.7 million) Household mean income 2023: $289,593 Household mean income 1-year growth change (%): 3.81% Average home value June 2025: $748,699 One-year home value change (%): -1-78% 23. Davidson, North Carolina Suburb of: Charlotte (2.7 million) Household mean income 2023: $216,825 Household mean income 1-year growth change (%): 8.47% Average home value June 2025: $710,690 One-year home value change (%): 1.36% 24. Timberwood Park, Texas Suburb of: San Antonio (2.6 million) Household mean income 2023: $174,015 Household mean income 1-year growth change (%): 2.93% Average home value June 2025: $529,276 One-year home value change (%): 0.62% 25. Cedar Mill, Oregon Suburb of: Portland (2.5 million) Household mean income 2023: $223,012 Household mean income 1-year growth change (%): -2.04% Average home value June 2025: $796,226 One-year home value change (%): -1.17% 26. Franklin Park, Pennsylvania Suburb of: Pittsburgh (2.4 million) Household mean income 2023: $218,236 Household mean income 1-year growth change (%): 3.24% Average home value June 2025: $502,695 One-year home value change (%): 2.25% Discover Next: 27. Granite Bay, California Suburb of: Sacramento (2.4 million) Household mean income 2023: $241,994 Household mean income 1-year growth change (%): 1.19% Average home value June 2025: $1,140,609 One-year home value change (%): 0.70% 28. Steiner Ranch, Texas Suburb of: Austin (2.4 million) Household mean income 2023: $232,530 Household mean income 1-year growth change (%): 4.11% Average home value June 2025: $847,186 One-year home value change (%): -5.97% 29. Summerlin South, Nevada Suburb of: Las Vegas (2.3 million) Household mean income 2023: $181,232 Household mean income 1-year growth change (%): 3.05% Average home value June 2025: $733,035 One-year home value change (%): 5.61% 30. Mason, Ohio Suburb of: Cincinnati (2.3 million) Household mean income 2023: $161,798 Household mean income 1-year growth change (%): -0.88% Average home value June 2025: $565,612 One-year home value change (%): 4.59% 31. Leawood, Kansas Suburb of: Kansas City (2.2 million) Household mean income 2023: $257,427 Household mean income 1-year growth change (%): -0.23% Average home value June 2025: $772,459 One-year home value change (%): 1.19% Read More: 32. Solon, Ohio Suburb of: Cleveland (2.2 million) Household mean income 2023: $186,260 Household mean income 1-year growth change (%): -0.45% Average home value June 2025: $461,665 One-year home value change (%): 4.23% 33. Powell, Ohio Suburb of: Columbus (2.2 million) Household mean income 2023: $235,043 Household mean income 1-year growth change (%): 3.95% Average home value June 2025: $602,962 One-year home value change (%): 1.56% 34. Zionsville, Indiana Suburb of: Indianapolis (2.1 million) Household mean income 2023: $220,563 Household mean income 1-year growth change (%): 4.73% Average home value June 2025: $666,102 One-year home value change (%): 3.88% 35. Brentwood, Tennessee Suburb of: Nashville (2 million) Household mean income 2023: $261,248 Household mean income 1-year growth change (%): 0.57% Average home value June 2025: $1,411,965 One-year home value change (%): 4.31% 36. Los Altos, California Suburb of: San Jose (2 million) Household mean income 2023: $403,512 Household mean income 1-year growth change (%): -2.39% Average home value June 2025: $4,503,419 One-year home value change (%): 4.15% Try This: 37. Suffolk, Virginia Suburb of: Norfolk (1.8 million) Household mean income 2023: $115,247 Household mean income 1-year growth change (%): -0.57% Average home value June 2025: $379,211 One-year home value change (%): 2.05% 38. Somerset, Massachusetts Suburb of: Providence, Rhode Island (1.7 million) Household mean income 2023: $135,462 Household mean income 1-year growth change (%): 3.00% Average home value June 2025: $503,165 One-year home value change (%): 3.91% 39. Nocatee, Florida Suburb of: Jacksonville (1.6 million) Household mean income 2023: $199,337 Household mean income 1-year growth change (%): 2.58% Average home value June 2025: $256,643 One-year home value change (%): -4.35% 40. Mequon, Wisconsin Suburb of: Milwaukee (1.6 million) Household mean income 2023: $209,904 Household mean income 1-year growth change (%): -1.48% Average home value June 2025: $669,603 One-year home value change (%): -1.27% 41. Apex, North Carolina Suburb of: Raleigh (1.4 million) Household mean income 2023: $166,754 Household mean income 1-year growth change (%): 3.77% Average home value June 2025: $621,372 One-year home value change (%): -0.60% Read Next: 42. Edmond, Oklahoma Suburb of: Oklahoma City (1.4 million) Household mean income 2023: $142,597 Household mean income 1-year growth change (%): 0.67% Average home value June 2025: $353,608 One-year home value change (%): 0.92% 43. Saint Matthews, Kentucky Suburb of: Louisville (1.4 million) Household mean income 2023: $106,545 Household mean income 1-year growth change (%): -1.73% Average home value June 2025: $423,675 One-year home value change (%): 3.94% 44. Germantown, Tennessee Suburb of: Memphis (1.3 million) Household mean income 2023: $190,980 Household mean income 1-year growth change (%): -2.07% Average home value June 2025: $498,820 One-year home value change (%): -1.39% 45. Short Pump, Virginia Suburb of: Richmond (1.3 million) Household mean income 2023: $170,383 Household mean income 1-year growth change (%): 1.35% Average home value June 2025: $541,502 One-year home value change (%): 1.64% 46. Draper, Utah Suburb of: Salt Lake City (1.3 million) Household mean income 2023: $172,277 Household mean income 1-year growth change (%): 1.27% Average home value June 2025: $851,683 One-year home value change (%): 2.14% For You: 47. Mountain Brook, Alabama Suburb of: Birmingham (1.2 million) Household mean income 2023: $302,510 Household mean income 1-year growth change (%): 9.71% Average home value June 2025: $1,034,200 One-year home value change (%): 3.51% 48. Clovis, California Suburb of: Fresno (1.2 million) Household mean income 2023: $128,557 Household mean income 1-year growth change (%): 1.16% Average home value June 2025: $523,980 One-year home value change (%): 0.21% 49. Eggertsville, New York Suburb of: Buffalo (1.2 million) Household mean income 2023: $123,281 Household mean income 1-year growth change (%): 4.66% Average home value June 2025: $313,736 One-year home value change (%): 3.06% 50. Forest Hills, Michigan Suburb of: Grand Rapids (1.2 million) Household mean income 2023: $226,614 Household mean income 1-year growth change (%): -0.02% Average home value June 2025: $515,767 One-year home value change (%): 5.00%Editor's note: Photos are for illustrative purposes only. In many cases, the closest major city outside of the city mentioned in the article was used. Methodology: For this study, GOBankingRates found the 50 largest metropolitan areas by population as sourced from the U.S. Census 2023 American Community Survey. Using the American Community Survey, the cities with the highest average household income within each MSA were identified. To qualify for this study, the suburb has to have at least 5,000 households and not be a principal city, a city named in the title of the MSA. For each suburb, GOBankingRates identified total population, total households, population ages 65 and over, 2023 household median income, 2023 household mean income and 2022 household mean income — all sourced from the American Community Survey. Using the CPI inflation calculator from the Bureau of Labor Statistics, the 2022 household mean income was used to find the value in 2023. The average single-family home value was sourced from Zillow Home Value Index for each suburb for June 2025 and June 2024. The one-year change in dollar amount and percent was calculated for the inflation-adjusted household mean income and the single-family home value. The suburbs were sorted to show the most population MSA first. All data was collected on and is up to date as of Aug. 1, 2025. More From GOBankingRates 5 Ways Trump Signing the GENIUS Act Could Impact Retirees6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternatives This article originally appeared on The Wealthiest Suburb in Each of America's 50 Largest Metro Areas Fehler beim Abrufen der Daten Melden Sie sich an, um Ihr Portfolio aufzurufen. Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten
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6 days ago
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The Wealthiest Suburb in Each of America's 50 Largest Metro Areas
Rocky89 / You might have some familiarity with the nation's 50 wealthiest suburbs, as ranked by GOBankingRates in July 2025. But what about the wealthiest suburbs in the 50 largest U.S. metros — such as Miami, Los Angeles and New York? Discover More: GOBankingRates Original Research Center View Next: Mark Cuban Says Trump's Executive Order To Lower Medication Costs Has a 'Real Shot' -- Here's Why For this study, GOBankingRates used the U.S. Census 2023 American Community Survey to find the 50 largest metropolitan areas by population and identify the cities with the highest average household incomes within each Metropolitan Statistical Area (as defined by the Census). Qualifying suburbs must have a minimum of 5,000 households and not be principal cities. Each suburb's 2022 and 2023 household mean incomes were sourced and the CPI inflation calculator was used to find the 2022 household mean income's value in 2023. The Zillow Home Value Index was referenced to source each suburb's average single-family home value in 2025. The one-year change in dollar amount and percent was calculated for the inflation-adjusted household mean income and the single-family home value. The rankings for each suburb are based on population, with the most populated MSA first. Alex Potemkin / Getty Images/iStockphoto Key Findings Scarsdale, which ranked as the wealthiest suburb in the nation, is obviously therefore the wealthiest suburb in New York City. Over the course of one year, the household mean income in Scarsdale increased by 2.45% while home values went up by 4.60%. The wealthiest suburbs in the five biggest cities are Scarsdale (New York City), Palos Verdes Estates (Los Angeles), Hinsdale (Chicago), University Park (Dallas) and West University Place (Houston). The wealthiest suburbs in the Midwest have average incomes of $161,000 on the low end (Mason, Ohio) and as high as $376,000 (Hinsdale). Four Florida suburbs ranked in the top 50 with average incomes above $180,000: Pinecrest (#9), Keystone (#18), Lake Butler (#22) and Nocatee (#39). Here are the wealthiest suburbs in the 50 largest metropolitan areas in the United States, ranked by population. Find Out: I Asked ChatGPT If a Recession Is Coming Soon — Here's What It Said Learn More: Here's How Much Every Tax Bracket Would Gain — or Lose — Under Trump's 'Big, Beautiful Bill' Alex Potemkin / Getty Images/iStockphoto 1. Scarsdale, New York Suburb of: New York City (19.8 million) Household mean income 2023: $601,193 Household mean income 1-year growth change (%): 2.45% Average home value June 2025: $1,607,856 One-year home value change (%): 4.60% That's Interesting: J.P. Morgan Offers 3 Reasons the US Dollar Is Losing Value — and Why It Might Be Good for Your Wallet joebelanger / Getty Images/iStockphoto 2. Palos Verdes Estates, California
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06-08-2025
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Here's the Salary You Need So You Are Not Just Surviving in America's 50 Biggest Cities
There's getting by in the big city, and there's living comfortably. There's also how you define 'comfortably' when it comes to your annual income. Read Next: Find Out: Bringing in twice the average annual cost of living is one measure. Among the 50 most populous U.S. cities, that means making anywhere from $63,000 a year to $280,000. To give you an idea of how much you'll need to live comfortably in each of these cities, GOBankingRates has blended data from the U.S. Census, Zillow, and the Federal Reserve. The comfortable salary needed for each city has been calculated by doubling the cost of living. Here's a list of the 50 most populous U.S. cities, counting down from No. 50 to No. 1. In addition to the salary needed to live comfortably, we've included population, the average annual cost of living, and other details for each city: 50. Aurora, Colorado Population: 390,201 Annual cost of living: $59,176 Comfortable salary needed: $118,351 You'll find Aurora just east of Denver. As of May 2025, a single-family home here is worth about $500,000 on average. Learn More: Check Out: 49. Tampa, Florida Population: 393,389 Annual cost of living: $51,976 Comfortable salary needed: $103,953 You can still find single-family homes in Tampa for less than $400,000, with the average value sitting at $395,000 as of earlier this year. The median household income of around $71,000 is significantly lower than the 'comfortable' salary of about $104,000. Try This: 48. Arlington, Texas Population: 394,769 Annual cost of living: $46,645 Comfortable salary needed: $93,290 The seventh most populous city in Texas, Arlington has a median household income of $72,000 a year. Single-family homes here are worth $321,000 on average, slightly less than nearby Dallas. 47. Wichita, Kansas Population: 396,488 Annual cost of living: $36,221 Comfortable salary needed: $72,443 Single-family homes in Wichita will cost you less than most of the other cities in our list, with average values coming in around $200,000. Wichita's household median income sits around $63,000 a year. 46. Bakersfield, California Population: 408,366 Annual cost of living: $51,677 Comfortable salary needed: $103,354 Bakersfield gets a livability score of just 57 from AreaVibes, second lowest among the cities in this list. A single-family home here is still worth about $400,000 on average, and the median household income sits at $77,000. Bakersfield gets a livability score of just 57 from AreaVibes, second lowest among the cities in this list. A single-family home here is still worth about $400,000 on average, and the median household income sits at $77,000. 45. Tulsa, Oklahoma Population: 412,322 Annual cost of living: $37,755 Comfortable salary needed: $75,511 Among the 50 most populous cities in the U.S., Tulsa is the only city that showed a slight decrease in percentage of residents age 65+, between 2022 and 2023. Tulsa's household median income comes in around $58,000. 44. Minneapolis Population: 426,845 Annual cost of living: $47,579 Comfortable salary needed: $95,158 Minnesota's most populous city has a median household income around $80,000. The average single-family home here is worth $358,000. For You: 43. Oakland, California Population: 438,072 Annual cost of living: $84,401 Comfortable salary needed: $168,802 The average value of single-family homes in Oakland has dipped by about $70,000 over the past year, the largest decrease among major U.S. cities. That average value still sits at $829,000, however. The median household income here is $97,000. 42. Miami Population: 446,663 Annual cost of living: $73,432 Comfortable salary needed: $146,863 As of last May, a single-family home in Miami is worth around $667,000. The median household income here comes in around $59,000, significantly lower than the average annual cost of living. 41. Virginia Beach, Virginia Population: 457,066 Annual cost of living: $53,483 Comfortable salary needed: $106,966 Virginia Beach saw a small population decline between 2022 and 2023. The median household income here is $92,000. 40. Long Beach, California Population: 458,491 Annual cost of living: $91,653 Comfortable salary needed: $183,305 Long Beach's percentage of residents age 65 and up ticked up 0.7% between 2022 and 2023 — the largest increase in our list. The median household income here is around $84,000. 39. Raleigh, North Carolina Population: 470,763 Annual cost of living: $54,114 Comfortable salary needed: $108,228 Raleigh gets a livability score of 84 from AreaVibes, tied for the highest among the 50 most populous U.S. cities. As of last May, the average single-family home here was worth $484,000. Trending Now: 38. Colorado Springs, Colorado Population: 483,099 Annual cost of living: $54,413 Comfortable salary needed: $108,827 You'll find Colorado Springs about 70 miles south of Denver in central Colorado. The median household income in Colorado Springs is $83,000, around $8,000 less than Denver. 37. Omaha, Nebraska Population: 488,197 Annual cost of living: $43,496 Comfortable salary needed: $86,991 You can still find single-family homes for less than $300,000 in Omaha, with average values sitting at $295,000 as of last May. Omaha's median household income is $73,000. 36. Atlanta Population: 499,287 Annual cost of living: $56,838 Comfortable salary needed: $113,676 The capital of Georgia — and the unofficial capital of the South — has a household median income of $82,000. Single-family homes here are worth $456,000 on average. 35. Mesa, Arizona Population: 507,478 Annual cost of living: $55,442 Comfortable salary needed: $110,884 Fast-growing Mesa saw a 17 percent increase in population age 65+ from 2022 to 2023, the second highest jump among the cities in our list. The median household income in Mesa is around $79,000, and the average single-family home is valued at $454,000. 34. Kansas City, Missouri Population: 508,233 Annual cost of living: $40,452 Comfortable salary needed: $80,905 Single-family homes in Kansas City are relatively affordable compared to most of the other cities in our list, with average values of just over $250,000. Kansas City's median household income is about $67,000. Explore More: 33. Sacramento, California Population: 524,802 Annual cost of living: $60,000 Comfortable salary needed: $120,000 California's capital city has a median household income of $84,000. The average value of single-family homes here ($497,000) is much lower than it is in the state's other major cities. 32. Tucson, Arizona Population: 543,348 Annual cost of living: $45,904 Comfortable salary needed: $91,808 Tucson's household median income is $55,000, the fourth lowest among the 50 most populous U.S. cities. A single-family home in Tucson is valued at $342,000 on average. 31. Fresno, California Population: 543,615 Annual cost of living: $51,638 Comfortable salary needed: $103,276 AreaVibes gives Fresno a livability score of 63, the second lowest among the 50 most populous U.S. cities. Still, its population ticked up 0.4% between 2022 and 2023. 30. Albuquerque, New Mexico Population: 562,488 Annual cost of living: $45,349 Comfortable salary needed: $90,698 Just over 17% of Albuquerque's residents are age 65 and up, the third highest percentage among the cities in our list. The median household income here comes in at $66,000. 29. Milwaukee Population: 569,756 Annual cost of living: $38,219 Comfortable salary needed: $76,438 Among the 50 most populous U.S. cities, Milwaukee has the third-lowest household median income — $52,000. Single-family homes in Milwaukee are worth $221,000 on average, and the median household income is around $52,000. Be Aware: 28. Baltimore Population: 577,193 Annual cost of living: $37,306 Comfortable salary needed: $74,612 Baltimore's population declined 1.3% between 2022 and 2023, the second largest drop among the cities in our list. As of last May, the average value of a single-family home in Baltimore was $187,000. 27. Memphis, Tennessee Population: 629,063 Annual cost of living: $32,690 Comfortable salary needed: $65,381 Memphis has the second-lowest median household income ($51,000) among the 50 most populous U.S. cities. Its 'comfortable' salary is the second lowest in our list. 26. Detroit Population: 636,644 Annual cost of living: $31,609 Comfortable salary needed: $63,217 Detroit's household median income of $40,000 is the lowest among the 50 most populous U.S. cities, and its 'comfortable' salary is the lowest in GBR's list. Single-family homes in the Motor City are valued at $78,000 on average. 25. Portland, Oregon Population: 642,715 Annual cost of living: $64,008 Comfortable salary needed: $128,016 The average value of a single-family home in Oregon's largest city comes in around $570,000. Portland's median household income is $89,000. 24. Las Vegas Population: 650,873 Annual cost of living: $57,400 Comfortable salary needed: $114,800 Las Vegas saw a population increase of about 1% from 2022 to 2023. The average value of a single-family home here was $462,000 as of last May. Read More: 23. Boston Population: 663,972 Annual cost of living: $86,439 Comfortable salary needed: $172,878 The median household income in Massachusetts' capital city is $95,000. Single-family homes in Boston are worth $859,000 on average. 22. Washington, D.C. Population: 672,079 Annual cost of living: $80,645 Comfortable salary needed: $161,289 The nation's capital has the fourth highest median household income in this list, coming in at $106,000. Single-family homes here are worth $772,000 on average. 21. El Paso, Texas Population: 678,147 Annual cost of living: $38,249 Comfortable salary needed: $76,497 Single-family homes in El Paso are worth $232,000 on average, one of the lowest figures among the 50 most populous U.S. cities. El Paso's median household income is $59,000. 20. Oklahoma City Population: 688,693 Annual cost of living: $37,609 Comfortable salary needed: $75,219 Single-family homes in Oklahoma City are relatively inexpensive compared to other major U.S. cities, with average values at $208,000. Oklahoma City's median household income sits at $67,000. 19. Denver Population: 713,734 Annual cost of living: $65,461 Comfortable salary needed: $130,921 The Mile High City has a median household income of $92,000. The average value of a single-family home in Denver has inched above $600,000. Consider This: 18. Seattle Population: 741,440 Annual cost of living: $92,061 Comfortable salary needed: $184,122 The average value of a single-family home in Seattle has reached $969,000 — the fifth highest among the 50 most populous U.S. cities. Seattle's median household income is $122,000. 17. San Francisco Population: 836,321 Annual cost of living: $129,872 Comfortable salary needed: $259,745 Famously expensive San Francisco has the second highest 'comfortable' salary needed in our list, along with the second highest median household income ($141,000). Single-family homes here are worth a whopping $1.4M on average. The City by the Bay saw a population decrease of 1.7% between 2022 and 2023 — the steepest drop among the 50 most populous U.S. cities. 16. Indianapolis Population: 882,043 Annual cost of living: $38,606 Comfortable salary needed: $77,212 As of last May, the average value of a single-family home in Indiana's capital stood at $238,000. The median household income in Indianapolis comes in around $63,000. 15. Charlotte, North Carolina Population: 886,283 Annual cost of living: $51,765 Comfortable salary needed: $103,530 North Carolina's largest city saw a 1.3% population bump between 2022 and 2023. The average value of a single-family home here is $414,000, and the median household income is $78,000. 14. Columbus, Ohio Population: 906,480 Annual cost of living: $41,226 Comfortable salary needed: $82,452 Ohio's capital has an average single-family home value of $273,000 and a median household income of $66,000. Learn More: 13. Fort Worth, Texas Population: 941,311 Annual cost of living: $45,555 Comfortable salary needed: $91,110 Fort Worth's population jumped nearly 2% between 2022 and 2023, the largest increase among the cities in our list. The average value of a single-family home in Fort Worth is just over $300,000. 12. Jacksonville, Florida Population: 961,739 Annual cost of living: $44,731 Comfortable salary needed: $89,462 Jacksonville's AreaVibes livability score of 84 is tied for the highest in our list. The household median income here is $67,000, and the average single-family home is valued at just over $300,000. 11. Austin, Texas Population: 967,862 Annual cost of living: $62,863 Comfortable salary needed: $125,726 Austin is a young city, with only about 10% of its population age 65 and up. That's the lowest percentage among cities in this list. Single-family homes in Austin are worth $592,000 on average — about $35,000 less than a year ago. 10. San Jose, California Population: 990,054 Annual cost of living: $140,115 Comfortable salary needed: $280,229 Among the most populous U.S. cities, it doesn't get much more expensive than San Jose. This Silicon Valley city tops our list for annual cost of living, 'comfortable' salary needed, median household income ($142,000), and average single-family home value ($1.6M). 9. Dallas Population: 1,299,553 Annual cost of living: $47,589 Comfortable salary needed: $95,177 'Big D' is the third most populous city in Texas, trailing only San Antonio and Houston. Single-family homes in Dallas are worth $332,000 on average, and the median household income is $68,000. Check Out: 8. San Diego Population: 1,385,061 Annual cost of living: $106,761 Comfortable salary needed: $213,522 Sunny San Diego's 'comfortable' salary is the third-highest among the 50 most populous U.S. cities. Single-family homes here are worth $1.2M on average. 7. San Antonio Population: 1,458,954 Annual cost of living: $40,362 Comfortable salary needed: $80,724 San Antonio's median household income sits at $63,000. The average single-family home here is valued at $258,000. 6. Philadelphia Population: 1,582,432 Annual cost of living: $42,610 Comfortable salary needed: $85,220 Philadelphia saw a population decrease of 0.7% between 2022 and 2023. The household median income here comes in around $61,000. 5. Phoenix Population: 1,624,832 Annual cost of living: $54,082 Comfortable salary needed: $108,164 Arizona's capital saw a population increase of about 1% from 2022 to 2023. Its median household income sits at $77,000, and single-family homes here are valued at $429,000 on average. 4. Houston Population: 2,300,419 Annual cost of living: $43,438 Comfortable salary needed: $86,876 Sprawling Houston, one of four U.S. cities with a population over 2 million, has a median household income of $63,000. As of last May, single-family homes in Houston were worth $278,000 on average. Read More: 3. Chicago Population: 2,707,648 Annual cost of living: $46,725 Comfortable salary needed: $93,450 The Windy City's median household income comes in around $75,000. Single-family homes in Chicago are worth $315,000 on average. 2. Los Angeles Population: 3,857,897 Annual cost of living: $100,266 Comfortable salary needed: $200,532 The nation' second-most populous city gets a livability score of 67 from AreaVibes, the third-lowest score in our list. A single-family home in LA is still worth $1M on average. 1. New York Population: 8,516,202 Annual cost of living: $92,576 Comfortable salary needed: $185,152 New York City's 1.2% population decline between 2022 and 2023 was the third highest among the 50 most populous U.S. cities. The Big Apple's average annual cost of living (about $93,000) is significantly higher than its median household income ($80,000). Ashleigh Ray and Sydney Champion contributed to the reporting for this article. Methodology: For this study, GOBankingRates analyzed the 50 largest U.S. cities by population and determined the salary needed to live comfortably in each location. GBR determined the top 50 cities by population using the U.S. Census American Community Survey (the most recent available). Using the same survey, GBR sourced 2023 and 2022 data for the total population, population age 65 and over, total households, and household median income. One-year changes in percent and amount were calculated for each variable. The single-family home value was sourced from the Zillow Home Value Index from May 2025 and May 2024. By assuming a 10% downpayment and using the national 30-year fixed mortgage rate of 6.75 as sourced on July 21 from Federal Reserve Economic Data, the average mortgage cost was calculated. With the average mortgage cost and average expenditure cost, the average total cost of living was calculated for each city. Using the 50/30/20 rule, which states that needs should not exceed 50% of total household income, the total cost of living was doubled to find the comfortable cost of living. The cities were then sorted to show the largest one-year increase in total population. All data is up to date as of July 21, 2025. More From GOBankingRates How Far $750K Plus Social Security Goes in Retirement in Every US Region This article originally appeared on Here's the Salary You Need So You Are Not Just Surviving in America's 50 Biggest Cities Sign in to access your portfolio Error in retrieving data Error in retrieving data
